Capital Plan is an investment plan where monthly investments can be made via automatic debit from your current account.
Capital Plan helps you gradually build your financial security and independence, one step at a time. Investments are placed with Erste AM funds and managed by experts, following in-depth research.

• Reduced costs
• Constant, organised investments
• Easy diversifiable investment portfolio
• Monthly investments, no need to research the market to identify investment opportunities
• Features such as account, monthly investment, automatic debit payment date, and agreement termination date can be changed at any time, with no additional costs
• The small amounts invested monthly will benefit from the principle of the compound effect (monthly amounts accumulated over time, which will include the fund’s performance). 
  

→ You may activate your Capital Plan for each individual fund if you:
    • have an active investment services agreement executed on your behalf;
    • sign an Investment Application for each relevant fund in advance;
→ Capital Plan includes the entire range of open-end investment funds managed by Erste AM and distributed by BCR
→ You need to maintain an investment services agreement and an active current account denominated in the currency of the relevant investment fund, throughout the entire term of your Capital Plan or until such time as material changes occur
→ You may activate, change, and cancel your Capital Plan free-of-charge, while monthly subscriptions are entered automatically, in the order in which they are made.
→ Current fund performance is not a guarantee of future performance.